American Express Personal Savings offers a secure and convenient way to save your money and earn competitive returns. With no monthly fees and a variety of FDIC-insured accounts, you can choose the best account for your savings goals. And with rates up to 4.6% APY on savings, you can maximize your returns and get the most out of your savings. Also, access your funds anytime with a simple transfer or online withdrawal. So, make your money work harder and grow faster with American Express Personal Savings.